Bluff - Analyze your workday expenses, Considering becoming a coupon user
Analyze your workday expenses
Analyze your workday expenses.
Instead of eating in restaurants every single day, bring your lunch to work from home as often as you can. Take your clothes to the dry cleaners early to avoid paying extra for same-day service. If its feasible where you live, try commuting to work by bus or by another form of public transportation. It could save you money and give you added reading and relaxation time.
Keep a budget, even if only for a week.
It takes a lot of willpower to stick to strict budget, but could you do it for a week? If you track your expenses for just one week, you'll finally have some idea of where all that money is going. And, you might find a quick way to save. Many people, for example, are surprised how much they spend on small things like that fancy coffee every morning.
Cut your taxes.
April will come sooner than you think...a really easy way to start earlier is to invest in a little help. If you feel like you can't afford a professional, at least purchase some software that can help find savings for you. TaxAct and TurboTax both do a great job of pointing out opportunities to save money.
Use a list to shop, but know when to stray from the list.
Using a list will help reduce those impulse buys of items you don't really need. But, don't overlook items that are exceptional bargains. Consider swapping items on your list. For example, if fresh corn is on sale, and at a great price, consider substituting it for one of the veggies on your list.
Considering becoming a coupon user.
It does take an investment in time, but expert coupon shoppers sometimes save 80% on their bills. Of course, they spend hours preparing. But, if you focus just your preferred store, you can save quite a bit with just 10 to 20 minutes of prep. Really lazy ? Just take your shopping cart first to the newspaper area and pick up the last Sunday paper while you are shopping.And finally try to quit smoking!.
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